The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) requires any organization with 20 or more full or part-time employees to offer a temporary continuation of group health and Section 125 benefits to employees upon experiencing a qualifying event. This also applies to covered dependents of employees.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA), applies to group health plans with two or more participants who are current employees. However, your state may elect to regulate smaller groups. The goals and objectives of this legislation are to streamline industry inefficiencies, reduce paperwork, making it easier to detect and prosecute fraud and abuse and enable workers of all professions to change jobs, even if they (or family members) had pre-existing medical conditions. What this resulted in, especially for small to medium size companies, is an increase in workload for your HR staff.

Allow CyQuest Business Solutions, Inc. to handle your COBRA/HIPPA Administration. We have the expertise and technology that makes compliance easy for you company. Specifically, CyQuest offers the following regarding COBRA/HIPPA Administration:

• Track enrollment and premium payments
• Inform participants of all premium rate changes
• Verify participant's eligibility
• Update participant information
• Monitor election periods and participant time frames
• Provide a Certificate of Coverage detailing benefit history with the employer
• Produce and issue the letters necessary to properly administer COBRA to all participants
• Provide monthly eligibility and participation reports
• Maintain COBRA activity documentation
• HIPAA certificate generation and processing

Request Proposal

Please complete this form to receive a proposal for your COBRA/HIPPA administration.

For additional information or assistance, please contact us at sales@cyquestHR.com.